Insurance

Carriers Protect Details

Policy Number:  48659326
Insurer:  National Transport Insurance
Product Disclosure Statement: NTI229A (01/11/2023)
Cover: Accidental Damage Cover
Limit of Indemnity: $500,000
Radius of Operations: 450km
Excess: $1,000

With reference to the above, please see below list of insured events:

  • Provides Cover for loss or damage to Your Cargo resulting from an Accident, Deliberate Third Party Act or act of Terrorism.
  • All Cargo (Excluding Livestock
  • Refrigerated, Temperature Controlled, Chilled or Perishable Cargo
  • Livestock
  • Transportation by Sea (All Cargo Types)

Fire

We will pay for any physical loss or damage, to Cargo (of the kind specified in Your Policy Schedule) in the custody or control of You or Your Subcontractors, which occurs during the Period of Insurance and Transit and is caused by or arising out of an Insured Peril or as a result of an act of Terrorism.

Insured Peril means:

Fire or explosion; Flood; Collision of a Conveyance; Overturning of a Conveyance; jack-knifing of a Conveyance; derailment, capsizing or Collision of a Conveyance; hijack or armed hold up of a Conveyance; malicious damage to the Cargo upon a Conveyance; cyclone, tornado, hurricane, windstorm, rain, water, hail or lightning; collapse of bridges or culverts causing damage to the Cargo; impact of the Cargo carried by the Conveyance with another vehicle, structure or object but not the ground, water or anything on or a part of the Conveyance; strikes, locked-out workmen or persons taking part in labour disturbances, riots or civil commotions; crashing or forced landing of any aircraft; or where Cargo is transported by sea and your Cargo is damaged by: stranding, sinking, burning, grounding or collision of the Conveyance with any object other than water; provided Cargo is being transported by sea between Australian ports and the places where Transit commences and terminates are located in Australia.

Loading and Unloading

You are covered against accidental physical loss of or damage to the Cargo in Transit caused by or during the loading or unloading of such Cargo.

Theft, Pilferage and Non Delivery

You are Covered against physical loss of or damage to the Cargo in Transit caused by theft, pilferage or non-delivery during Transit provided that in the case of theft or pilferage:

  • all doors, windows and other access areas to the Conveyance are capable of being locked and are securely locked when unattended; and
  • any building or place of storage used for temporary storage during Transit is securely locked when unoccupied.

Exclusions

1. Asbestos

Loss or damage, liability or expense arising out of any claim or claims in respect of loss or losses directly or indirectly arising out of, resulting from or in consequence of, contributed to or aggravated by or in any way involving asbestos, or any materials containing asbestos in whatever form or quantity.

2. Certain Causes of Loss

Loss or damage to the Cargo resulting from:

Any kind of mechanical, electrical and/or electronic breakdown of, or malfunction of, the Cargo, unless caused by an Accident or an Insured Peril covered by this Policy; ordinary wear and tear or natural depreciation; delay; inherent vice or nature of the insured Cargo; consequential losses; mildew; vermin; insufficiency of packaging or preparation of the Cargo with Your knowledge; ordinary leakage, ordinary loss in weight or volume; unexplained loss, mysterious disappearance and/or shortage deduced solely from an inventory computation; gradual deterioration; indirect loss; or any loss, damage, liability or expense arising out of dismantling, assembly, testing or fabrication of Cargo

3. Excluded Cargo

Loss or damage to:

Bullion, precious stones, cash or securities, precious metal objects, precious jewellery;

works of art and antiques valued at more than $25,000 for any one individual item and $50,000 for any one transit, birds (except poultry); horses; Bloodstock, Breeding, Stud or Prize animals, or other animals (not being Livestock); any property owned by You; aircraft, helicopters, missiles and like Cargo; houses (unless site huts or dongas); cigarettes or other tobacco based products valued more than $50,000. Should a claim be accepted for Theft, Pilferage or non-delivery of such Cargo valued at less than $50,000, then a $2,500 theft Excess applies, unless a higher excess would otherwise apply; antiques or works of fine art valued more than $20,000 any one Conveyance or location; and live plants, unless declared by You and accepted by Us and specified in Your Policy Schedule.

  • No cover for electronic equipment unless as a direct result of physical damage.
  • No cover for jewellery or precious items.
  • No cover on boxed items which are not packed by Vic Leahy removals.
  • No cover for damage to goods where the movement was contrary to Vic Leahy’s advice.
  • No cover for property where there is an inherent weakness or flaw.